ACFT DAMAGE MINOR SKIN DAMAGE UPON LNDG TAIL STRIKE.

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DEPARTING FROM YYZ; I HAD PLANNED (COMPANY POLICY) TO USE NORMAL WTS FOR BAGGAGE WHICH IS 23.5 LBS A BAG. BUT ALMOST ALL PAX WERE ON THEIR WAY TO JFK ARPT. WHEN YOU FLY TO JFK; YOU'RE SUPPOSED TO USE INTL BAGGAGE WTS OF 35 LBS. WHEN YOU FLY FROM YYZ TO SYR; WE'RE SUPPOSED TO USE 23.5 LBS THEN; ONCE WE LAND AND PREPARE TO GO TO JFK; THE BAGS AUTOMATICALLY GO UP TO 35 LBS. I THINK THIS IS A TERRIBLE POLICY. UPON LNDG SYR; NORMAL APCH AND NORMAL SPDS; WE TOUCHED DOWN IN THE TOUCHDOWN ZONE; AND UNEXPECTEDLY THE NOSE CAME ABRUPTLY OFF THE GND. WE ADDED A LITTLE PWR AS WELL AS PUSHING FORWARD ON THE CTLS. ONCE WE GOT THE NOSE BACK ON THE GND; WE PROCEEDED NORMALLY TO THE GATE. UPON VISUAL INSPECTION OF THE TAIL; I SAW A FEW SCRATCHES ON THE TAIL SECTION. AT THAT POINT; WE REQUESTED ALL BAGS BE WEIGHED. THE AVERAGE WT OF THE BAGS WAS 44.5 LBS. AT THAT WT; WE WERE SO FAR AFT CTR GRAVITY THAT WE WOULD NOT HAVE EVER BEEN ABLE TO LEAVE YYZ. CALLBACK CONVERSATION WITH AN FAA FSDO INSPECTOR REVEALED THE FOLLOWING INFO: BAGGAGE WT ESTIMATES ARE AGREED TO BTWN THE ACR AND ITS POI. IT WAS AGREED THAT THIS SYS IS NOT COMPLETELY FOOLPROOF. MANY ACRS; USUALLY FLYING SMALL ACFT; HAVE RUN INTO WT AND BAL PROBS USING FAULTY ESTIMATES AS THIS RPTR DID.