CAPT OF AN SMT TWIN TURBO PROP CLBED THROUGH CLASS B AIRSPACE IN IMC CONDITIONS WITHOUT AN IFR CLRNC. FURTHERMORE; A CLASS D ATA WAS PENETRATED WITHOUT AUTH.

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ON APR/MON/96 THE CAPT AND I FLEW THE BOSS TO TEB VFR. I AM FLYING WITH A NEW CAPT AS OF THE PAST 3 MONTHS OR SO. WE (THE OLD CAPT AND I) USED TO FILE IFR TO GO TO TEB FROM PTW (OUR BASE) AS WE CONSIDERED IT EASIER AND SAFER. THE CURRENT CAPT AND I ARRIVED IN TEB VFR NO PROBS AT APPROX XA30. WE PROCEEDED TO SPEND THE REST OF THE DAY IN THE PLT'S LOUNGE WATCHING TV AND MONITORING THE WX. IT GOT WORSE AS TIME WENT ON BUT NOT REAL BAD. RAIN AND LOW CLOUDS MAINLY. I ASKED THE CAPT IF HE THOUGHT WE SHOULD FILE IFR ON AT LEAST 5 SEPARATE OCCASIONS. THE ANSWER WAS ALWAYS NO. WHEN I ASKED HIM WHY; HE SAID THAT NY WOULD TAKE HIM HIGHER THAN HE WANTED TO GO. ABOUT 15 MINS BEFORE WE DEPARTED; I ASKED AGAIN AND HE AGAIN SAID NO IFR FLT PLAN WAS NEEDED. WE GOT OUR CLRNC TO DEPART SWBOUND AT 1400 FT MSL. WE DEPARTED RWY 19 AT TEB TURNED SW AND WAS ADVISED BY TWR THAT WE WERE STARTING TO INFRINGE ON NEWARK'S CLASS B AND SUGGEST WE TURN FURTHER W. WITH THIS; RADAR SVC WAS TERMINATED. WE ATTEMPTED TO REACH NY ON 3 FREQS AND DID LONG ENOUGH TO GET A SQUAWK CODE FOR FLT FOLLOWING. WE WERE JUST ON THE BOTTOM OF THE CLOUDS AT 1400 FT AND GETTING MODERATE TURB. NY AUTH A CLB TO 2000 FT MSL FOR BETTER RECEPTION. THE CAPT CLBED TO 3500 FT MSL. AT THIS POINT WE WERE IMC. WE CONTINUED ON AT 3500 FT MSL UNABLE TO RAISE NY ON OUR CURRENT FREQ. WE CALLED PHILADELPHIA APCH AND I REQUESTED AN IFR CLRNC TO CONTINUE ON TO PTW. I HAD ALSO DONE THIS WITH NY BUT THEY WERE UNABLE TO HEAR US. PHILADELPHIA GAVE US THE IFR AND WE DID THE LOC RWY 28 APCH INTO PTW. IT IS VERY POSSIBLE THAT WE ALSO INFRINGED ON MMU CLASS D AIRSPACE AFTER NEWARK AS I FOLLOWED FLT PATH ON A SECTIONAL THE NEXT DAY. VERY; VERY POOR DECISIONS WERE MADE ON THE PART OF THE CAPT; AND HIS WILLINGNESS TO NOT LISTEN TO HIS FO'S ADVICE AND OPINIONS LED TO THIS INCIDENT. FOR CLARIFICATION; A FO IS NOT REQUIRED FOR THIS ACFT BUT IS REQUIRED BY THE COMPANY WHO OWNS IT.