A C210 PLT ON A BIENNIAL FLT REVIEW LANDED GEAR UP AT THE COMPLETION OF A SIMULATED ENG OUT APCH.

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I WAS CONDUCTING A FLT REVIEW AND HAD FINISHED THE GND PORTION INCLUDING IN-DEPTH DISCUSSION OF EMER LNDGS. OVER THE CLAREMONT; NH; ARPT AT 3500 FT; I STATED 'YOU'VE JUST LOST YOUR ENG; WHAT ARE YOU GOING TO DO?' HE FOUND THE ARPT AND STARTED A TURN ONTO A R DOWNWIND AND BASE TO RWY 11. HE TURNED FINAL AND REALIZED HE WAS TOO HIGH. HE REDUCED PWR AND APPEARED TO BE ABLE TO SALVAGE THE LNDG WITHOUT BEING TOO LONG. I TOLD HIM IF HE FELT HE WAS GOING TO BE LONG AND HAVE PROBS STOPPING TO GO AROUND. HE CONTINUED AND APPEARED TO HAVE DONE A GOOD JOB OF RECOVERING. HE COMMENCED HIS FLARE AND SUDDENLY SAID 'OH XXXX!' AS THE PROP STRUCK AND THE SKID STARTED. IT APPEARS THAT THE SIMULATED EMER WAS THE STARTING POINT OF THE PROB. ADDITIONAL FACTORS WERE THE R-HAND PATTERN WHICH WE HAD DISCUSSED DURING THE GND PORTION. A THIRD (AFTER THE FACT) PROB WAS THAT HE HAD NEVER DONE AN EMER LNDG ALL THE WAY TO THE RWY. HIS PREVIOUS INSTRUCTORS HAD ALWAYS LET HIM GO AROUND; SO PERHAPS HE NEVER PUT THE GEAR DOWN UNDER THOSE CIRCUMSTANCES. THERE WAS A FLT INSTRUCTOR PRESENT ON THE FIELD AND AFTER ALL PARTIES READING NTSB PART 830; WE ALL AGREED THAT THIS WAS NOT AN ACCIDENT BY DEFINITION; BUT SIMPLY AN EVENT. SUPPLEMENTAL INFO FROM ACN 386228: THE PRIMARY FACTOR WAS INADEQUATE COM/RAPPORT BTWN PLT AND INSTRUCTOR/EXAMINER. A CONTRIBUTING FACTOR WAS THAT MY EXPECTATION FROM PREVIOUS INSTRUCTORS (AND EXAMINERS) WAS FOR SIMULATED ENG FAILURES TO END WITH THE INSTRUCTOR ISSUING A 'GAR' COMMAND. AT A SUBCONSCIOUS LEVEL; I FEEL THERE MAY HAVE BEEN DIFFICULTY (FOR ME) TO DISTINGUISH MY ROLE AS 'STUDENT WITH NEW INSTRUCTOR' FROM THE REAL ROLE OF PIC TAKING A 'CHK RIDE.'