FO WAS FLYING THE BA3100 AND WAS ON SHORT FINAL FOR RWY 23L AT IND WITH LNDG FLAPS CONFIGN AT 700 FT AGL. CAPT DECIDED TO ASK FOR CIRCLING TO RWY 32. FO COMPLIES WITH CIRCLE BUT IN THE INTERESTS OF SAFETY PERFORMS A GAR AND LANDS ON RWY 14.

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ON FINAL APCH TO RWY 23L AT IND; I WAS THE PF AND CLRED FOR THE VISUAL APCH. AT APPROX 2000 FT AGL THE PLANE WAS CONFIGURED FOR LNDG; WITH THE EXCEPTION OF FINAL FLAPS SETTING. I REQUESTED FLAPS FULL (35 DEGS) FROM MY CAPT AT APPROX 750 FT AGL. THE FLAPS WERE SELECTED AND INDICATED. AT THE SAME TIME WITHOUT CONSULTING ME; THE PF; THE CAPT REQUESTED A CIRCLE-TO-LAND ON RWY 32. TWR IMMEDIATELY CLRED US TO LAND ON RWY 32. I WAS NOT HAPPY WITH THIS DECISION; SINCE WE WERE CONFIGURED FOR LNDG AND THERE WAS NO REASON FOR THIS CHANGE. I BEGAN THE CIRCLE-TO-LAND MANEUVER AND IMMEDIATELY KNEW THAT IT WAS NOT GOING TO WORK OUT. I STOPPED MY DSCNT; BUT CONTINUED TO TURN TO ALIGN THE PLANE WITH RWY 32. I THEN EXECUTED A MISSED APCH. WE WERE THEN CLRED BY TWR TO LAND RWY 14; TURNS AT OUR DISCRETION. WE LANDED ON RWY 14 WITHOUT INCIDENT AND ALL PAX WERE DEPLANED SAFELY AT THE GATE. WE HAD 7 PAX ON BOARD INCLUDING 1 JUMP SEAT PAX FROM A DIFFERENT AIRLINE. IN MY PERSONAL AND PROFESSIONAL OPINION; THIS WAS AN UNSAFE MANEUVER AND SHOULD HAVE NEVER HAVE BEEN DONE. WE WERE OBVIOUSLY IN NO POS TO LAND ON RWY 32 AND THE CAPT SHOULD HAVE CONSULTED ME BEFORE ASKING FOR THIS MANEUVER. I BELIEVE THAT AS THE PF I PERFORMED THE MOST SAFE MANEUVER BY GOING AROUND AND NOT ATTEMPTING TO ACHIEVE A LNDG OUT OF A POSSIBLY DANGEROUS SIT.