F100 IMPROPERLY FUELED RESULTING IN MARGINAL RESERVE FUEL FOR ALTERNATE.

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FUELER IN EWR FILLED WING TANKS BEFORE CTR WAS FULLY FILLED; RESULTING IN US HAVING TO TAKE ABOUT 4000 LBS LESS FUEL THAN ORIGINALLY PLANNED. DISPATCH ADJUSTED ALTERNATE AND RE-RELEASED US WITH A LOWER FUEL REQUIREMENT. FORECAST FOR ORD WAS FOR POSSIBLE SNOW. ENRTE; ATC KEPT US AT FL310; BURNING MORE FUEL THAN PLANNED. ALSO; THE WINDS WERE MUCH STRONGER THAN PLANNED; BOTH AT CRUISE AND WHILE BEING VECTORED FOR THE APCH INTO ORD. AS WE APCHED ORD; THE WX DETERIORATED AT BOTH ORD AND MKE. WE CALCULATED THAT WE HAD NO FUEL FOR HOLDING AND WOULD EITHER HAVE TO DIVERT IMMEDIATELY TO IND OR GET RIGHT INTO ORD. ATC ACCOMMODATED US RIGHT INTO ORD; BUT THE VECTORS AND THE WIND CUT INTO OUR FUEL EVEN MORE. DURING THE APCH IT BECAME APPARENT THAT WE WOULD NEVER MAKE IT TO IND; SO RFD BECAME THE ONLY CHOICE. WE FIGURED WE WOULD LAND IN RFD WITH ONLY ABOUT 2000 LBS IF WE HAD TO DIVERT THERE. THAT IS AN AMOUNT THAT IS VERY UNCOMFORTABLE FOR ME. IF THE FUELER IN EWR HAD FOLLOWED PROPER PROC WE WOULD NOT HAVE BEEN IN THAT PREDICAMENT. AS AN ADDED NOTE; THIS HAS HAPPENED TO ME IN ATLANTA 3 TIMES OVER THE PAST YR OR SO. THE F100 FUELERS NEED TO BE REMINDED AND RETRAINED ON THE QUIRKS OF THIS FUEL SYS BEFORE WE HAVE A SERIOUS PROB.