PLT AND PAX OF M20 WERE INTERCEPTED BY FGT WHEN THEY ENTERED P49 EXPANDED TFR. FGT PASSED TWICE; WHICH CAUSED DAMAGE TO RPTR'S ACFT AND INJURY TO BOTH OCCUPANTS.

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THE DECISION WAS MADE TO REQUEST FLT FOLLOWING RATHER THAN DELAY TKOF BY FILING IFR. ABOUT 3 MINS AFTER DEP; I CONTACTED ZKC AND WAS PROVIDED A SQUAWK CODE AND ASKED FOR THE DEST AND RTE. I RESPONDED WITH GPS DIRECT TO GTU. SOMEWHERE JUST N OF WACO; TX; I LOST COMS WITH REGIONAL AND AGAIN RECEIVED NO HDOF. SINCE I WAS WITHIN 60-75 MI FROM MY DEST AND DID NOT KNOW THE NEXT FREQ; I DECIDED TO SQUAWK 1200 AND PROCEED DIRECT TO GTU; BUT AVOIDED THE SOMETIMES BUSY AREA AROUND WACO BY FLYING TO THE E OF IH-35. S OF WACO; NEAR TEMPLE; TX; I WAS SEVERELY RATTLED BY A FIGHTER (HARD ENOUGH TO CAUSE SCRAPES; BRUISES AND CONTUSIONS TO MY PAX AND MYSELF). HE ROCKED HIS WINGS; MEANING TO FOLLOW; WHICH I IMMEDIATELY DID AND I TRIED TO CONTACT HIM ON 121.5. HE SPED OFF TO THE N UNTIL I COULD NO LONGER SEE HIM AND I NEVER HEARD HIM RESPOND TO MY 2 OR 3 CALLS. I WAS CONFUSED BY THE ACTION AND NOT HAVING ANY DIRECTION; DECIDED THAT I MUST HAVE WANDERED INTO AN MOA NOT SHOWN ON THE GPS DATABASE (IT WAS CURRENT); SO I RETURNED TO COURSE. ABOUT 10-15 MINS LATER; I WAS RATTLED EVEN HARDER. THIS RATTLE ACTUALLY BROKE A HAND HELD RADIO; CAUSED SOME DAMAGE TO THE ACFT; ADDITIONAL INJURY AND FRIGHTEN MY PAX. THIS TIME THE FIGHTER RESPONDED TO MY CALL ON 121.5 AND PROVIDED A CONTACT FREQ TO WACO APCH. APCH REQUESTED I RETURN AND LAND AT ACT FOR AN INTERVIEW. BEING BASED IN GTU (LESS THAN 75 MI S OF ACT) AND FLYING FROM GTU TO RBD FREQUENTLY; I AM VERY WELL AWARE OF THE P49 TFR. AFTER THIS CALL; I STRONGLY SUSPECTED I HAD ENTERED THE TFR. AFTER LNDG; I WAS ASKED TO CALL THE TWR. IT WAS CONFIRMED BY THE TWR CTLR THAT I HAD; IN HIS WORDS 'NICKED THE TFR.' I WAS ALSO INTERVIEWED AFTER ABOUT 1 HR DELAY BY THE SECRET SVC WHO RELEASED ME TO COMPLETE THE TRIP; WHICH WAS UNEVENTFUL. DURING THE FLT; I SPOKE WITH CTLRS AND GAVE MY DEST AS GPS DIRECT TO GTU; WHICH REQUIRES A FLT ALMOST DIRECTLY OVER THE ACT VOR; WELL WITHIN THE EXPANDED TFR AROUND P49. NONE OF THE CTLRS NOTIFIED ME THAT P49 HAD EXPANDED AND WAS ACTIVE. IN ADDITION; LOSING COM WITH THE CTLR TWICE; EXACERBATED THE PROB; SINCE I DID NOT KNOW THE NEXT FREQ. REFLECTING UPON THE INCIDENT; I BELIEVE PLTS WOULD BE BETTER SERVED IF CTLRS ADVISED OF THE NEXT EXPECTED FREQ. IN ADDITION; IT IS TOTALLY UNNECESSARY TO RATTLE AN ACFT SO HARD AS TO CAUSE INJURY AND FRIGHTEN PAX JUST TO ATTRACT ATTN; A LITTLE MORE DELICATE HANDLING IS SUGGESTED.