A320 FO RPTS ADVERSE LOADING PROCS CAUSING A POTENTIAL PROB.

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UPON ARR AT GATE; WE SHUT DOWN ENGS AND BEGAN TO DEPLANE. APPROX 2 MINS INTO DEPLANING; 2 ECAM MESSAGES DISPLAYED. L/G SHOCK ABSORBERS FAULT AND RUDDER TRAVEL LIMIT FAULT. SHORTLY THEREAFTER; A RAMP WORKER CAME TO THE CABIN DOOR TO ASK THE FLT ATTENDANTS TO DISCONTINUE DEPLANING THE PAX. A FEW MINS LATER; BOTH ECAM MESSAGES CLRED. I SUBSEQUENTLY SPOKE WITH THE RAMP LEAD WHO ADVISED ME THAT AFTER OPENING THE AFT CARGO DOOR; HE OBSERVED THE ACFT SHIFT TAIL DOWN. HE THEN DIRECTED ONE RAMP WORKER TO GO TO 1L TO STOP DEPLANING AND 2 MORE TO QUICKLY LOAD THE 700 LBS OF OUTBOUND MAIL IN THE FORWARD PIT. HIS QUICK THINKING POSSIBLY PREVENTED A VERY BAD SITUATION FROM OCCURRING. HE TOLD ME THAT THE CORRECT WAY TO LOAD THE PITS IS TO PUT APPROX 2/3 OF THE WT IN THE AFT PIT AND THE REMAINING 1/3 IN THE FORWARD PIT. THIS ACFT HAD BEEN LOADED WITH 14 BAGS IN THE FORWARD PIT AND 168 BAGS AND 2000 LBS OF MAIL IN THE AFT PIT. I WOULD LIKE TO THANK THE RAMP LEAD FOR BEING ON-THE-BALL AND TAKING QUICK; EFFECTIVE ACTION. PLEASE REVIEW THIS RPT AND RAMP GUIDELINES ON CARGO LOADING TO ENSURE THAT WE ARE SAFELY DISPATCHED. RAMP SUPVRS WERE ADVISED AND TOLD ME THAT THE BAGS SHOULD NOT HAVE BEEN LOADED IN THE MANNER THAT THEY WERE.