Safety recommendation
NTSB Recommends Insurance Premium Reductions for Shoulder Harness Use
The National Transportation Safety Board urges the Aircraft Owners and Pilots Association to encourage underwriters to offer lower rates to owners who equip all seats with shoulder harnesses.
The National Transportation Safety Board has issued a formal recommendation directed at the Aircraft Owners and Pilots Association. The board specifically asks that this organization encourage its member aviation insurance underwriters to provide reduced insurance premiums to airplane owners who equip their airplanes with shoulder harnesses at all seats. This measure aims to promote safety compliance through financial incentives within the general aviation community.
Original regulatory source: https://data.ntsb.gov/carol-main-public/sr-details/A-94-123