Air Carrier First Officer reported calling in fatigued due to chronic and acute fatigue.

Narrative

Subject of chronic and acute fatigue. Chronic: Worked 10 of the last 11 days. Prior to this; had not flown since May. I was no longer used to the grind of the job and I had become accustomed to 8 hours of great sleep at home each night. I also found wearing a mask everywhere fatiguing and frustrating (layover and airport). Acute: I estimate I got 4 hours of sleep in my hotel the night before my fatigue call. Noise of people could be heard in my room late into the night. I tried earplugs but still was awakened several times. I considered changing rooms but to wake myself up completely at that hour would only have made it worse for me trying to fall asleep. I estimate I finally fell asleep around XA AM only to wake up around XE30 AM and unable to fall back asleep with thoughts of likely furlough on my mind. I decided not to call in fatigued at that point because I had a dead-head my first leg from ZZZ to ZZZ1 so I continued on and tried to sleep on the aircraft which often works for me. I found myself unable to sleep with a mask on. The mask hurts my ears; itches my face; and gives me feelings of claustrophobia when worn for lengths of time. For my scheduled sit in ZZZ1 between legs; I found out that no pillows or blankets were currently being allowed plus a mask is required even in operations. At that point; I decided I was done. I was tired; burnt out; and my mind was no longer in it. This was my first fatigue call ever.