DANGEROUS RAMP OP GND REFUELING PROC RAMP DEP PROC RPTED BY DASH 8 FLC.

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WE ARRIVED WITH ENOUGH FUEL; AND HAD; WHILE CALLING IN- RANGE; STATED NEGATIVE FUEL. WHILE I WAS READING BACK OUR CLRNC I NOTICED ANOTHER CREW PREFLTING OUR PLANE. IT WAS OUR FIRST INDICATION OF AN UNPLANNED ACFT SWAP. WE GOT OUR PLANE AT OUR DEP TIME; READ THE ORIGINATING CHKLIST AND RPTED TO THE GATE. THE FUELER WAS CALLED; AND AS I WENT IN FOR COFFEE; HE HAD PULLED UP. WE NEEDED ONLY A FEW HUNDRED LBS. THEN WE RAN THE ACCEPTANCE AND BEFORE START CHKLISTS. THE FUELING LIGHT WAS; AT THE TIME; OUT. THE FUEL WAS UP AND THE VALVES WERE CLOSED. CAPT ASKED IF #2 WAS CLR. I LOOKED. IT WAS. THE GND AGENT NODDED. A LOT OF THEM ARE CASUAL WITH THEIR SIGNALS AND WE SPUN #2. THE CABIN DOOR WAS CLOSED BY THE RAMP -- INDICATION THAT THE FUELER HAD UNHOOKED. ALL OF A SUDDEN OUT OF THE CORNER OF MY EYES; I SAW HANDS WAVING; ARMS FLAILING. THE FUELER HAD; APPARENTLY; NOT UNHOOKED. WE SHUT DOWN #2 BEFORE IT LIT OFF. THE FUELER HAD PARKED BY THE TAIL AND WAS NOT VISIBLE TO US FROM THE COCKPIT. IN RETROSPECT; THE GND CREW SHOULD HAVE BEEN MORE CLR WITH HAND SIGNALS. THEY SHOULDN'T HAVE SHUT THE DOOR UNTIL FUELER WAS GONE. THE FUELERS SHOULD PARK CLOSER TO WINGS EDGE (OR LIKE RIGHT IN FRONT OF US) AND WE SHOULD HAVE LOOKED LONGER AT THE LIGHTS; AS SOMETIMES FUELING CYCLES THEM ON AND OFF. SUPPLEMENTAL INFO FROM ACN 345963: MARSHALLER SHOULD HAVE STAYED IN VIEW AND SIGNALED AND FLT ATTENDANT SHOULD NOT HAVE CLOSED DOOR.