PA32 LNDG MYF CROSSED RWY WITHOUT ATC APPROVAL.

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AT XA40 ON MAY/FRI/03; I HAD LANDED MY AIRPLANE AT THE MONTGOMERY ARPT (MYF) IN SAN DIEGO; CA. I TAXIED OFF RWY 28R AND WAS HOLDING AT TXWY F BTWN RWYS 10L AND 10R. THE TWR HAD TOLD ME TO HOLD SHORT OF RWY 10R. AFTER BEING TOLD TO HOLD SHORT OF RWY 10R; I WAITED FOR THE TWR TO GIVE ME PERMISSION TO CROSS RWY 10R. AFTER WAITING FOR APPROX 1 MIN; I RADIOED THE TWR ASKING HIM IF I WAS TO STILL HOLD SHORT OF RWY 10R. I WAS TOLD IN A TERSE VOICE TO HOLD SHORT AS THERE WAS LNDG TFC ON RWYS 28L/10R. I THEREFORE CONTINUED TO HOLD SHORT OF RWY 10R. WHILE I CONTINUED TO HOLD SHORT; I CHANGED FREQS AND CONTACTED UNICOM. I CAME BACK TO THE TWR FREQ IN APPROX 1 MIN; AT WHICH TIME I HEARD THE TWR CALLING MY N NUMBER. I RESPONDED. THE CTLR THEN TOLD ME IN A CONDESCENDING TONE OF VOICE THAT HE HAD TRIED TO CONTACT ME 3 TIMES. I TOLD HIM I HAD BEEN OFF-LINE. HE THEN ADVISED ME TO 'CROSS RWY 10R AND TAXI.' I THEN CROSSED RWY 10R AND PROCEEDED TO TAXI TO TRANSIENT PARKING VIA TXWY H. AS I APCHED RWY 5; I PONDERED ABOUT THE INSTRUCTIONS THE TWR HAD GIVEN ME. HOWEVER; SINCE HE TOLD ME TO TAXI; I CROSSED RWY 5 AND CONTINUED MY TAXI. AS I APCHED TXWY D WHILE STILL ON TXWY H; AN AIRPLANE THAT WAS IN FRONT OF ME BY APPROX 40 YARDS; WHO WAS TAXIING WBOUND; ABRUPTLY STOPPED HIS TAXI. I THEN CHANGED TO GND CTL AND HEARD THE CTLR ADVISE THAT AIRPLANE THAT MY AIRPLANE WAS TAXIING WITHOUT A TAXI CLRNC. I THEN CONTACTED GND CTL AND ADVISED HIM OF WHO I WAS AND WHERE I WAS. HE THEN TOLD ME THAT I HAD TAXIED WITHOUT A GND CLRNC AND HAD CROSSED AN ACTIVE RWY WITHOUT PERMISSION. I TOLD HIM THAT THE TWR HAD TOLD ME TO TAXI. THE GND CTLR THEN TOLD ME THAT TWR CTLRS HANDLE THE AIRPLANES IN THE PATTERN AND THE GND CTLRS HANDLE THE AIRPLANES ON THE GND. I ACKNOWLEDGED HIS COMMENT. HE THEN ASKED ME MY INTENTIONS TO WHICH I ANSWERED. HE THEN CLRED ME TO TAXI TO TRANSIENT PARKING. I BELIEVE THE TWR CTLR CREATED AN INTIMIDATING ENVIRONMENT; AS FOLLOWS: 1) HE USED A TERSE TONE OF VOICE WHEN I ASKED HIM IF I WAS TO CONTINUE TO HOLD SHORT OF RWY 10R. (AS A SIDE NOTE; I HAVE EXPERIENCED BEING FORGOTTEN BY CTLRS WHILE HOLDING SHORT AT THE END OF A RWY.) I FELT THAT WAITING FOR OVER A MIN WAS ADEQUATE TIME TO CHK IN WITH THE TWR CTLR TO SEE IF HE STILL WANTED ME TO HOLD SHORT OR IF HE HAD JUST FORGOTTEN ABOUT ME. 2) THE TWR'S VOICE BECAME CONDESCENDING THE SECOND TIME WHEN I CAME BACK ON LINE AFTER BEING OFFLINE FOR ABOUT A MIN. 3) THE ABOVE 2 COMS FROM THE TWR CTLR CREATED AN INTIMIDATING ENVIRONMENT. WHEN I TAXIED UP TO ACTIVE RWY 5; I RETHOUGHT WHAT THE CTLR HAD TOLD ME (IE; 'CROSS RWY 10R AND TAXI') AND THAT I DID NOT WANT TO INCUR MY THIRD 'TONGUE-LASHING' FROM THE CTLR. I THEREFORE CHOSE TO NOT CONFIRM PERMISSION TO CROSS RWY 5 AND THEN PROCEEDED TO CROSS RWY 5. IN HINDSIGHT; I SHOULD HAVE STOPPED THE AIRPLANE BEFORE XING RWY 5 AND CONFIRMED WITH THE TWR THAT I HAD PERMISSION TO CROSS IT. HOWEVER; IT WOULD BE MOST HELPFUL IF CTLRS COULD EXERCISE A LITTLE MORE RESTRAINT IN THEIR COMS WITH PLTS. I FELT THE TWR CTLR OVERREACTED TO MY COMS; THEREBY CREATING AN INTIMIDATING ENVIRONMENT.