SHORTLY AFTER TAKEOFF FROM A LAKE, AT ABOUT 40 FEET ABOVE THE LAKE'S SURFACE, THE AIRPLANE STALLED, THEN IMPACTED IN A NOSE DOWN ATTITUDE AND NOSED OVER. POST-ACCIDENT EXAMINATION OF THE AIRFRAME AND ENGINE DID NOT REVEAL ANY ANOMALIES. THE AIRPLANE'S CARGO WEIGHED ABOUT 400 POUNDS. GROSS WEIGHT OF THE AIRPLANE WAS CALCULATED TO BE ABOUT 3450 POUNDS, WHICH WAS ABOUT 630 POUNDS OVER ITS MAXIMUM GROSS WEIGHT LIMIT. ALSO, AN UNDETERMINED AMOUNT OF WATER WAS FOUND IN THE AFT 3 COMPARTMENTS OF THE RIGHT FLOAT.